The Credit Card Bill API allows users or financial systems to retrieve, manage, and interact with billing details related to a credit card account. This API is typically used by banks, fintech applications, and financial aggregators to provide customers with real-time access to their credit card statements, due dates, and outstanding balances.
Fetch Current Billing Statement:Retrieve details of the current billing cycle, including total amount due, minimum due, due date, statement date, and transaction summary.
Retrieve Past Statements:Access historical billing data for previous cycles, often for up to 6–12 months.
Outstanding Balance & Due Date:Get real-time outstanding balance and upcoming payment due dates.
Transaction Breakdown:Itemized list of all transactions (purchases, payments, interest, fees) included in the bill.
Minimum Amount Due Calculation:Provides breakdown and logic behind the minimum amount due based on transactions, EMIs, and penalties.
Currency Support:Multi-currency billing details, if applicable for international transactions.
Bill Payment Status:Indicates whether the bill has been paid or is still pending.
