The CIBIL Credit report API provided by ZuelPay is a tool that allows individuals to access their credit-related information from the Credit Information Bureau (CIBIL) in a convenient and automated manner. CIBIL is a credit information company that collects and maintains credit-related data of individuals and businesses, which is used by financial institutions to assess creditworthiness.To use this API, people simply need to provide their full name, mobile number, date of birth, and PAN card number.The Credit Score Check API enables businesses to instantly fetch a user’s credit score, credit history, and financial risk profile using secure and compliant integrations. Designed for fintech platforms, NBFCs, and digital lenders, this API delivers real-time insights that help automate loan approvals, reduce fraud, and improve underwriting decisions.